/* ============================================================
   goud999safe — pagina-CSS: Spaarplan (info + instellen + actief + volgende aankoop)
   Afgesplitst uit de oude pagina-CSS (fase 2). Alleen deze pagina('s).
   ============================================================ */

  /* ─────────────────────────────────────────────
     Spaarplan (info-pagina) — hergebruikt .card + onze knoppen.
     Eigen sp-namespace om botsing met bestaande .info-* te vermijden.
     ───────────────────────────────────────────── */
  /* Hero — premium forest-gradient kaart met goud-accenten */
  .sp-hero { position: relative; overflow: hidden; border: none; background: linear-gradient(135deg, var(--forest-deep) 0%, var(--forest) 52%, var(--forest-light) 120%); box-shadow: none; }
  .sp-hero::before, .sp-hero::after { display: none; }
  .sp-hero .card-padding { position: relative; z-index: 1; }
  .sp-hero-deco { position: absolute; right: 20px; bottom: -52px; width: 270px; height: 270px; z-index: 0; pointer-events: none; opacity: 0.06; }
  .sp-hero-deco svg { width: 100%; height: 100%; color: #fff; fill: none; stroke: currentColor; stroke-width: 1; }
  .sp-hero-title { font-size: 28px; font-weight: 700; color: var(--cream); letter-spacing: -0.01em; line-height: 1.2; margin-bottom: 10px; }
  .sp-hero-sub { font-size: var(--fs-16); font-weight: 600; color: var(--gold-light); margin-bottom: 22px; }
  .sp-hero-usps { list-style: none; margin: 0 0 26px; padding: 0; display: grid; gap: 12px; max-width: 640px; }
  .sp-hero-usps li { display: flex; align-items: flex-start; gap: 11px; font-size: var(--fs-14); color: rgba(253,247,235,0.82); line-height: 1.5; }
  .sp-hero-usps li b { color: #fff; font-weight: 700; }
  .sp-hero-usps svg { flex-shrink: 0; width: 19px; height: 19px; margin-top: 1px; color: var(--gold); }
  .sp-hero-actions { display: flex; gap: 12px; margin-bottom: 0; flex-wrap: wrap; }
  .sp-hero .btn-on-white--solid { background: var(--gold); border-color: var(--gold); color: #fff; }
  .sp-hero .btn-on-white--solid:hover { background: #a9844b; border-color: #a9844b; color: #fff; }
  .sp-hero .btn-on-white--ghost { background: transparent; border-color: rgba(253,247,235,0.45); color: var(--cream); }
  .sp-hero .btn-on-white--ghost:hover { background: rgba(253,247,235,0.1); border-color: var(--cream); color: var(--cream); }
  .sp-hero-desc { font-size: var(--fs-14); color: rgba(253,247,235,0.66); line-height: 1.65; max-width: 760px; }

  .sp-grid { display: grid; grid-template-columns: 1fr; gap: 14px; }
  .sp-card { display: flex; cursor: pointer; transition: background var(--t-fast), box-shadow var(--t-fast); }
  .sp-card.is-open { cursor: default; }
  .sp-card.is-open .sp-card-toggle { cursor: pointer; }
  @media (hover: hover) {
    .sp-card:not(.is-open):hover { background: var(--grey-soft); box-shadow: none; }
    .sp-card:not(.is-open):hover .sp-card-title,
    .sp-card.is-open .sp-card-toggle:hover .sp-card-title { color: var(--forest-deep); }
    .sp-card:not(.is-open):hover .sp-card-caret,
    .sp-card.is-open .sp-card-toggle:hover .sp-card-caret { color: var(--forest-deep); }
  }
  .sp-card .card-padding { flex: 1; display: flex; flex-direction: column; }
  .sp-card-title { font-size: var(--fs-16); font-weight: 700; color: var(--forest); letter-spacing: -0.005em; line-height: 1.3; margin: 0; }
  /* Titel-toggle: klikbare kop met chevron — accordion op desktop én mobiel */
  .sp-card-toggle { display: flex; align-items: center; justify-content: space-between; gap: 12px; width: 100%; padding: 0; background: none; border: none; font-family: inherit; text-align: left; cursor: pointer; -webkit-tap-highlight-color: transparent; }
  .sp-card-caret { display: block; width: 20px; height: 20px; color: var(--forest); flex-shrink: 0; transition: transform var(--t-fast); }
  .sp-card.is-open .sp-card-caret { transform: rotate(180deg); }
  .sp-card-content { margin-top: 14px; display: none; flex-direction: column; flex: 1; }
  .sp-card.is-open .sp-card-content { display: flex; }

  .sp-list { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 10px; }
  .sp-list li { position: relative; padding-left: 22px; font-size: 13px; color: var(--ink); line-height: 1.55; }
  .sp-list li::before { content: ''; position: absolute; left: 0; top: 8px; width: 6px; height: 6px; border-radius: 50%; background: var(--gold); }
  .sp-list li b, .sp-list li strong { color: var(--forest); font-weight: 700; }

  .sp-block { margin-bottom: 16px; font-size: 13px; line-height: 1.6; color: var(--ink); }
  .sp-block:last-of-type { margin-bottom: 0; }
  .sp-block-heading { display: block; font-weight: 700; color: var(--forest); margin-bottom: 4px; }
  .sp-block strong { color: var(--forest); font-weight: 700; }
  .sp-link { color: var(--forest); font-weight: 700; text-decoration: underline; text-underline-offset: 2px; }
  .sp-link:hover { color: var(--forest-deep); }

  .sp-callout { display: flex; align-items: flex-start; gap: 10px; background: var(--cream); padding: 12px 14px; border-radius: 4px; margin-bottom: 16px; font-size: 13px; line-height: 1.55; color: var(--ink); }
  .sp-callout-ic { flex-shrink: 0; width: 18px; height: 18px; color: var(--forest); margin-top: 3px; }
  .sp-callout-ic svg { width: 18px; height: 18px; display: block; }
  .sp-callout strong, .sp-callout b { color: var(--forest); font-weight: 700; }

  .sp-card-actions { margin-top: auto; padding-top: 20px; border-top: 1px solid var(--grey-line); display: flex; gap: 8px; flex-wrap: wrap; }

  @media (max-width: 768px) {
    .sp-grid { grid-template-columns: 1fr; gap: 12px; }
    .sp-hero-title { font-size: 22px; }
    /* Hero-knoppen volledige breedte (gestapeld) op mobiel */
    .sp-hero-actions { flex-direction: column; }
    .sp-hero-actions .btn-on-white--solid,
    .sp-hero-actions .btn-on-white--ghost { width: 100%; justify-content: center; }
  }

  /* ─────────────────────────────────────────────
     Spaarplan instellen (detail/form) — hergebruikt .card, .card-header-row,
     .card-title, .amount-wrap en onze knoppen. Eigen spi-namespace voor de rest.
     ───────────────────────────────────────────── */
  /* breadcrumb met terug-knop: hergebruikt de gedeelde .breadcrumb (zie boven) */

  .spi-grid { display: grid; grid-template-columns: minmax(0, 1.1fr) minmax(0, 1fr); gap: 24px; align-items: stretch; }
  .spi-summary { display: flex; flex-direction: column; }
  .spi-summary .card-body { flex: 1; display: flex; flex-direction: column; }
  .spi-req { color: var(--status-error); margin-left: 2px; }
  .spi-help { display: block; font-size: var(--fs-12); color: var(--text-muted); margin-top: 6px; line-height: 1.45; }

  /* Metaal-pills (radio) */
  .spi-metals { display: grid; grid-template-columns: repeat(4, 1fr); gap: 10px; }
  .spi-metal { position: relative; cursor: pointer; }
  .spi-metal input[type="radio"] { position: absolute; opacity: 0; width: 0; height: 0; pointer-events: none; }
  .spi-metal-inner { display: flex; flex-direction: column; align-items: center; gap: 8px; padding: 16px 12px; border: 1.5px solid var(--grey-line); border-radius: var(--r-md); background: var(--paper); transition: border-color 0.15s, background 0.15s, color 0.15s, box-shadow 0.15s; }
  .spi-metal:hover .spi-metal-inner { border-color: var(--forest); }
  .spi-metal input[type="radio"]:checked + .spi-metal-inner { border-color: var(--forest); background: var(--forest); color: #fff; box-shadow: none; }
  .spi-metal input[type="radio"]:focus-visible + .spi-metal-inner { box-shadow: 0 0 0 3px rgba(22,46,37,0.18); }
  .spi-metal-name { font-size: var(--fs-13); font-weight: 700; color: inherit; }
  .spi-metal-dot { width: 10px; height: 10px; border-radius: 50%; flex-shrink: 0; }
  .spi-metal-dot.goud { background: #f9da47; }
  .spi-metal-dot.zilver { background: #d5d5d5; }
  .spi-metal-dot.platina { background: #4d58f0; }
  .spi-metal-dot.palladium { background: #6cc0f2; }

  /* Doorlopend-checkbox + datumvelden */
  .spi-check { display: flex; align-items: center; gap: 10px; margin-bottom: 14px; cursor: pointer; user-select: none; }
  .spi-check input[type="checkbox"] { appearance: none; -webkit-appearance: none; width: 18px; height: 18px; border: 1.5px solid var(--grey-line); border-radius: 3px; background: var(--paper); cursor: pointer; flex-shrink: 0; position: relative; transition: background 0.15s, border-color 0.15s; }
  .spi-check input[type="checkbox"]:checked { background: var(--forest); border-color: var(--forest); }
  .spi-check input[type="checkbox"]:checked::after { content: ''; position: absolute; left: 5px; top: 1px; width: 5px; height: 10px; border: solid #fff; border-width: 0 2px 2px 0; transform: rotate(45deg); }
  .spi-check span { font-size: var(--fs-14); color: var(--ink); }
  .spi-dates { display: grid; grid-template-columns: 90px 1fr 110px; gap: 8px; }
  .spi-dates.is-disabled { opacity: 0.45; pointer-events: none; }

  /* Samenvatting */
  /* Zelfde opmaak als de linkerkolom-tabel op spaarplan (.sp-active-row). */
  .spi-recap { display: flex; flex-direction: column; margin-bottom: 24px; }
  .spi-recap-row { display: flex; align-items: center; justify-content: space-between; gap: 12px; padding: 11px 0; border-top: 1px solid var(--grey-line); }
  .spi-recap-row:first-child { border-top: none; }
  .spi-recap-label { font-size: var(--fs-14); color: var(--text-soft); }
  .spi-recap-value { font-size: var(--fs-14); color: var(--ink); font-weight: 600; text-align: right; font-variant-numeric: tabular-nums; word-break: break-word; }
  .spi-recap-value.is-placeholder { color: var(--text-muted); font-weight: 400; }
  .spi-recap-dot { display: inline-block; width: 12px; height: 12px; border-radius: 50%; margin-right: 8px; vertical-align: -1px; }
  .spi-recap-dot.goud { background: #f9da47; }
  .spi-recap-dot.zilver { background: #d5d5d5; }
  .spi-recap-dot.platina { background: #4d58f0; }
  .spi-recap-dot.palladium { background: #6cc0f2; }

  .spi-actions { display: flex; flex-direction: column; gap: 10px; margin-top: auto; }
  .spi-actions .btn-on-white--solid, .spi-actions .btn-on-white--ghost { width: 100%; justify-content: center; }
  .spi-cancel-mobile { display: none; }
  @media (max-width: 768px) { .spi-cancel-mobile { display: inline-flex; } }

  .spi-note { display: flex; align-items: flex-start; gap: 9px; margin-top: 18px; padding: 12px 14px; background: var(--cream); border-radius: 4px; font-size: 12px; line-height: 1.5; color: var(--ink); }
  .spi-note-ic { flex-shrink: 0; width: 16px; height: 16px; color: var(--forest); margin-top: 3px; }
  .spi-note-ic svg { width: 16px; height: 16px; display: block; }
  .spi-stop { order: 1; display: block; margin-top: 14px; text-align: center; font-size: var(--fs-13); font-weight: 600; color: var(--status-error); text-decoration: underline; } /* order:1 → onderaan blijven, ook nadat JS de knoppen/notitie hierheen verplaatst */
  .spi-stop:hover { text-decoration: none; }

  @media (max-width: 1100px) { .spi-grid { grid-template-columns: 1fr; } }
  @media (max-width: 768px) {
    .spi-metals { grid-template-columns: repeat(2, 1fr); }
    /* Tekstveld (naam) + datum-selects op dezelfde hoogte/inputgrootte als
       koop/verkoop (.kv-input → 56px, 17px). Het bedrag-veld (.amount-wrap)
       krijgt dit al via de KV-mediaregel hierboven. */
    .spi-grid .form-input, .spi-grid .form-select { height: 56px; font-size: 17px; }
    /* Samenvatting-kaart verbergen op mobiel; JS verplaatst de knoppen + noot
       naar de form-kaart erboven (single-source). */
    .spi-summary { display: none; }
    .spi-actions { margin-top: 8px; }
  }

/* ============================================================
   Actief spaarplan-voorbeeld (spaarplan.html) — sp-active
   ============================================================ */
.sp-active { overflow: hidden; }
.sp-active-grid { display: grid; grid-template-columns: 1fr 1fr; }

/* Linkerkolom */
.sp-active-main { padding: 26px 24px; display: flex; flex-direction: column; }
.sp-active-header { display: flex; align-items: center; justify-content: space-between; gap: 15px; padding: 18px 24px; }
.sp-active-icon { flex-shrink: 0; width: 44px; height: 44px; border-radius: 50%; background: linear-gradient(135deg, var(--forest) 0%, var(--forest-light) 100%); color: var(--gold-soft); display: flex; align-items: center; justify-content: center; box-shadow: none; }
.sp-active-icon svg { width: 22px; height: 22px; }
.sp-active-titleblock { flex: 1; min-width: 0; }
.sp-active-name { font-size: var(--fs-18); font-weight: 700; color: var(--ink); letter-spacing: -0.01em; line-height: 1.2; }
.sp-active-amount { font-size: var(--fs-14); color: var(--text-soft); margin-top: 3px; }
.sp-active-amount strong { color: var(--ink); font-weight: 700; }
.sp-active-metal { display: inline-flex; align-items: center; gap: 7px; font-size: var(--fs-14); font-weight: 600; color: var(--ink); white-space: nowrap; flex-shrink: 0; }

/* Detailrijen: zelfde key-value-ritme als de rechterkolom (.sp-pay-row). */
.sp-active-rows { margin: 0 0 18px; }
.sp-active-row { display: flex; align-items: center; justify-content: space-between; gap: 12px; padding: 11px 0; border-top: 1px solid var(--grey-line); }
.sp-active-row:first-child { border-top: none; }
.sp-active-row dt { font-size: var(--fs-14); color: var(--text-soft); margin: 0; }
.sp-active-row dd { font-size: var(--fs-14); font-weight: 600; color: var(--ink); margin: 0; text-align: right; font-variant-numeric: tabular-nums; }
/* Uitgelicht kerncijfer: vult de kolom + geeft visueel gewicht (balans met rechterkolom). */
.sp-active-stat { display: flex; flex-direction: column; justify-content: center; gap: 4px; flex: 1 1 auto; margin: 0 0 18px; padding: 16px 20px; background: var(--forest-tint); border-radius: var(--r-md); }
.sp-active-stat-label { font-size: var(--fs-13); color: var(--text-soft); }
.sp-active-stat-value { font-size: 22px; font-weight: 700; color: var(--forest); letter-spacing: -0.02em; line-height: 1; display: flex; align-items: baseline; gap: 6px; }
.sp-active-stat-value small { font-size: var(--fs-14); font-weight: 600; color: var(--text-soft); }

.sp-active-edit { align-self: flex-start; }

/* Compacte lopende-spaarplan-kaarten: max 50% breed -> twee naast elkaar.
   Betalingsinstructies staan niet meer inline maar in een modal (knop). */
.sp-plans { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 22px; align-items: start; margin-bottom: 22px; }
.sp-active--compact { margin: 0; }
.sp-active-actions { display: flex; flex-wrap: wrap; gap: 10px; align-items: stretch; }
/* Beide knoppen even hoog: laat ze uitrekken tot de hoogste (Bewerken). */
.sp-active-actions .sp-active-edit,
.sp-active-actions .sp-active-pay-btn { align-self: stretch; }

/* Rechterkolom: betalingsinstructies */
.sp-active-pay { padding: 26px 24px; border-left: 1px solid var(--grey-line); }
.sp-pay-title { font-size: var(--fs-15); font-weight: 700; color: var(--ink); margin-bottom: 8px; line-height: 1.3; }
.sp-pay-intro { font-size: var(--fs-13); color: var(--text-soft); line-height: 1.5; margin-bottom: 0; }
.sp-pay-head { margin-bottom: 18px; }
.sp-pay-list { margin: 0; }
.sp-pay-row { display: flex; align-items: center; justify-content: space-between; gap: 12px; padding: 11px 0; border-top: 1px solid var(--grey-line); }
.sp-pay-row:first-child { border-top: none; }
.sp-pay-row dt { font-size: var(--fs-14); color: var(--text-soft); margin: 0; }
.sp-pay-row dd { display: flex; align-items: center; gap: 8px; margin: 0; min-width: 0; text-align: right; }
.sp-pay-value { font-size: var(--fs-14); font-weight: 700; color: var(--gold); font-variant-numeric: tabular-nums; white-space: nowrap; }
.sp-pay-or { display: flex; align-items: center; gap: 14px; margin-top: 18px; }
.sp-pay-or-label { font-size: var(--fs-14); color: var(--text-soft); flex-shrink: 0; }
.sp-pay-direct { flex: 1; justify-content: center; min-height: 46px; }

/* Betalingsinstructie-modal: serials-stijl header/footer, maar passende breedte voor deze inhoud. */
.sp-pay-modal .del-modal { max-width: 460px; }
.sp-pay-modal .del-body { padding-top: 18px; }


/* Op tussenresoluties (sidebar zichtbaar + smalle kolommen) stapelen,
   anders worden de betalingsinstructies rechts afgesneden. */
@media (max-width: 1024px) {
  .sp-active-grid { grid-template-columns: 1fr; }
  .sp-active-main, .sp-active-pay { padding: 20px 18px; }
  .sp-active-pay { border-left: none; border-top: 1px solid var(--grey-line); }
  .sp-plans { grid-template-columns: 1fr; }   /* compacte kaarten onder elkaar op smal scherm */
}

/* ============================================================
   Volgende aankoop — totaal van alle lopende spaarplannen (sp-next)
   ============================================================ */
/* Desktop: alles op 1 regel met verticale divider tussen de twee delen */
.sp-next { display: flex; align-items: center; justify-content: space-between; gap: 24px; padding: 14px 24px; }
.sp-next::before, .sp-next::after { display: none; }
.sp-next-item { display: flex; align-items: center; gap: 13px; min-width: 0; }
.sp-next-icon { flex-shrink: 0; width: 38px; height: 38px; border-radius: 50%; background: var(--forest-tint); color: var(--forest); display: flex; align-items: center; justify-content: center; }
.sp-next-icon svg { width: 19px; height: 19px; }
.sp-next-text { display: flex; flex-direction: column; gap: 2px; min-width: 0; }
.sp-next-label { font-size: var(--fs-13); color: var(--text-soft); line-height: 1.25; white-space: nowrap; }
.sp-next-value { display: flex; align-items: center; gap: 6px; font-size: var(--fs-16); font-weight: 700; color: var(--ink); font-variant-numeric: tabular-nums; line-height: 1.2; white-space: nowrap; }
.sp-next-sub { font-size: var(--fs-13); font-weight: 500; color: var(--text-soft); }
/* Plannamen als lichte, gescheiden tekst onder het bedrag — houdt het blok rustig. */
.sp-next-plans { font-size: var(--fs-12); color: var(--text-muted); line-height: 1.35; margin-top: 2px; }
.sp-next-plan { white-space: nowrap; }
.sp-next-plan:not(:last-child)::after { content: ', '; white-space: pre; }
/* Link onder het saldo (Toevoegen contant) */
.sp-next-amountrow { display: inline-flex; align-items: baseline; gap: 10px; }
.sp-next-link { font-size: var(--fs-12); font-weight: 600; color: var(--forest); text-decoration: underline; text-underline-offset: 2px; white-space: nowrap; }
.sp-next-link:hover { color: var(--gold); }
.sp-next-warn { width: 16px; height: 16px; color: var(--status-error); flex-shrink: 0; }
/* Rechterkant spiegelt de linker (icoon buitenom, tekst naar binnen uitgelijnd). */
.sp-next-item--saldo { flex-direction: row-reverse; }
.sp-next-item--saldo .sp-next-text { align-items: flex-end; }
/* Desktop: blok blijft onder de sticky topbar (65px) plakken bij het scrollen. */
@media (min-width: 1025px) {
  .sp-next { position: sticky; top: 65px; z-index: 30; }
}
@media (max-width: 1024px) {
  .sp-next { flex-direction: column; align-items: stretch; gap: 14px; padding: 14px 18px; }
  .sp-next-item--saldo { flex-direction: row; }
  .sp-next-item--saldo .sp-next-text { align-items: flex-start; }
}